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#1 Quotes Chimp could be pressured to pay the difference out of your own pocket if the wounded man (or his or her attorney) determines to pursue you in tribunal. Under a single-limit coverage, yet, you would have less because your policy contract would be more productive to worry about. Most of your indebtedness coverage could be applied to the severely casualty, $300,000 in our example, which the sufferer might be willing to take as payment in full. At the very least, the sum of money you could be pushed to take out of your own wallet would be significantly less than under the schism-limit format.