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Home Front Economy
The Florida Revelation...
2008-05-30
. . . And Escape From New Jersey
In which the WSJ points out that not everybody can afford a Cadillac, and opines that not everyone should be forced to buy one...

Posted by:Fred

#6  Try this link for the New Jersey story.
Posted by: Barbara Skolaut   2008-05-30 21:32  

#5  When I was laid off freelancing, I just about went nuts finding affordable health insurance. In my state, I wasn't allowed to buy just hospitalization; I had to pay for a primary care provider, etc., as well. Since I have good health, why should I pay for what is really insurance for minor car repairs, not a major overhaul after an accident?

The reason even my mother could afford health insurance when I was a child is that she just bought major medical, and paid the doctor herself if/when we needed to go. (Mostly if. We didn't go running to the doctor or the ER every time we got a hangnail, the way people do now. Grrrrrr.) And she was a diabetic who obviously had to pay for her own drugs and supplies, since nobody pretended back then that somehow magically "insurance" would pay for them. And guess what - we managed.
Posted by: Barbara Skolaut   2008-05-30 21:27  

#4  You can choose coverage, limits, and deductibles for auto insurance (after certain minimum liability coverage) - why should health insurance be different?

Insurance is supposed to cover catastrophe, not aspirin.
Posted by: Bobby   2008-05-30 13:02  

#3  The crux of the matter continues to be healthy people with surplus wealth paying for the medical care of sick people with a deficiency of wealth. There is no easy way through this muddle.
Posted by: Anguper Hupomosing9418   2008-05-30 12:12  

#2  Â“Critics are already saying thatÂ…Health-care providers – not consumers – are always asking for tighter regulation…”

Wrong! If not for the State mandated regulations Health Care Providers could, would, and want to offer more lower-cost options for health care. ItÂ’s that pesky concept of Free Market Competitiveness that seems to get in the way. You see, having more affordable plans available would make the State brokered health plans less attractive. You knowÂ…like the ones negotiated for the AFSCME. *CoughÂ…Unions*
Posted by: DepotGuy   2008-05-30 09:35  

#1  The "Cover Florida" plan hopes to improve those numbers by offering access to more affordable policies. As even Barack Obama says, the main reason people are uninsured isn't because they don't want to be; it's because coverage is too expensive.

All ignoring that the bulk of the uninsured is made up of healthy young people who because of their good health see no reason to kick in more of their earnings to subsidize the older people who are already eating their income through social security and medicare payroll deductions.
Posted by: Procopius2k   2008-05-30 00:14  

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